House of private wealth management
Wealth that outlastsgenerations.
We help investors build a property portfolio, finance it and manage it so that it outlasts generations.
Most investors stall in the same four places.
Not because they make a mistake. Because the next step needs numbers, time and a second opinion they don't have.
The bank said no
You own one or two properties and hit the DTI/DSTI ceiling on the third. Nobody told you the road continues: through creditworthiness, turnover, or an s.r.o.
You can't tell if the next purchase makes sense
The price looks right, the rent too. But without a model that includes empty months and costs, you don't know whether the flat earns or just costs more.
You're buying blind
Hundreds of flats pour through the listings. Checking the location, rental demand and legal status on each one yourself isn't realistic, and one bad purchase wipes out the yield from five good ones.
After signing, you're on your own
The agent disappears at the signature. Tenants, payments, refinancing and passing it to your children: you handle all of it for twenty years, without a system.
The Herite mandate
One mandate. Four stages.
Strategy, financing, acquisition and management are not four services to choose between. They are one engagement in four steps. Most clients start at strategy and stay in management.
Evidence
What backs it up.
Figures are current as of 2026 and we will document them on request.
What last passed our filter.
Apartments we vetted and bought into our own portfolio, the same process we use to select for clients. For each we know the price, layout, floor area and the real rent.
We buy in the same locations as our clients.
Others advise. We do it.
Our own capital in the same apartments
We only offer what we are willing to put our own money into. The 50+ apartments in our portfolio passed the same filter as the listings we show clients.
Numbers before promises
For every property we show the real rent, the instalment and the costs, including the months it stands empty. A model without empty months is marketing, not arithmetic.
We will also say no
When a deal does not make sense we say so, and we do not charge for it. Every stage of the mandate states plainly when it is not worth entering.
What you ask most often.
Are you an estate agency?
No. An estate agency brokers someone else's property for a commission and its role ends there. We buy into our own portfolio in the same locations we offer to clients, and we stay involved after the signature, in management.
I already have a mortgage. Can I get a second?
A bank assesses creditworthiness, not the number of properties. When one route hits its ceiling, others exist: turnover, a trade licence, moving into a limited company. Which of them apply depends on your numbers; we go through them on the intro call.
How much of my own capital do I need?
For a first apartment, budget 15-20 % of the purchase price plus a reserve covering six months of running costs. On a CZK 2m apartment that is roughly CZK 300-400k down and another CZK 60-80k as a cushion. Without the reserve we will not recommend the purchase.
Why don't you buy the cheapest apartments?
Because a low price usually signals weak rental demand. Void months and repairs eat the yield faster than a low entry price creates it. Yield comes from location and numbers, not from a discount.
What we talk and write about.
Conversations and articles about how a portfolio is actually built, including the deals that did not work out.
Let's talk together.
Tell us where you are, whether this is your first flat or your fifth. What makes sense to start with differs accordingly.
Intro call 30 min · no obligation
Properties that pass the filter go out earlier.
Leave us your email and we send you a property before we publish it, with price, rent and instalment. Plus a few lines on the market and financing now and then.
- Properties before we publish them
- Short market and financing insights
- No spam: we only write when we have something to say